Author(s): OÄuz Gazi KAPLAN Zafer YILDIZ
In today's economies, the value of banking and financial systems continues to increase as it did in previous economies. Almost all countries in the world benefit from banking and financial systems tools in their economies. Banking and financial systems remain to be a key element of strong economies. Likewise, small and medium-sized enterprises are also one of the most valuable components of economies. In all economies of the world, small and medium-sized enterprises have an important position in the total economy due to employment, economic output, sensitivity to crises and flexible production, etc. In this study, the impacts of banking and finance system on small and medium sized enterprises (SMEs) are tried to be researched. For this research, a questionnaire has been conducted via convenience sampling method, which is one of non-probability sampling methods, in Anamur district of Mersin province(of Turkey). The conducted questionnaire has been analyzed and interpreted via one-way ANOVA test and chi-square test by statistics packaged software, by considering correspondence of the questions to their situations. At the end of that study, it is seen that SMEs use bank credits and leasing method effectively which are tools of banking and finance system; however they never use the tools like stocks, bonds, and financial bill. It is seen that SMEs fulfill their funding needs by using bank credits and leasing methods. . At the same time, it was understood that company owners or managers do not have sufficient information about alternative financing sources.
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