Author(s): Dr. Ademola Lateef ADISA, Ojo Melvin AGUNBIADE, Olusola Esther AKANMU

Retirees’ needs and well-being in Nigeria have been premised on a blanket assumption of homogeneity of needs, housing needs inclusive. This study examined house ownership as a subjective wellbeing determinant among nine hundred and fifty-four (954) retirees in south-western Nigeria. Questionnaire and Focus Group Discussions were designed in assessing house ownership as a well-being determinant among others. Results showed the need preferences of the retirees with good health ranking highest (28%), house ownership (20.9%), enjoyment of adequate rest (20.4%), economic independence of children (16.0%) and lastly, sufficient retirement income (14.5%).However, FGD results indicated slight variation in ranking of their needs. House ownership ranked highest, followed by good health, sufficiency of income, economic independence of children and food. Since there are no relevant policies tailored towards meeting the housing needs of retirees in Nigeria retirees’ reliance on self-help could erode fast and undermine lasting enjoyment of good health and overall well-being.


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