FINANCIAL LITERACY - FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE AND FINANCIAL BEHAVIOR: AN APPLICATION ON STUDENTS OF NEV?EH?R HACI BEKTA? VEL? UNIVERSITY FACULTY OF ECONOMIC AND ADMINISTRATIVE SCIENCES

Abstract

Author(s): Aylin ALKAYA, Ibrahim YAGLI

Financial literacy comprises of having information about financial themes as budget, insurance, savings, investment, credit, etc., giving correct decisions about financial issues and demonstrating correct financial behaviors. Rising international interest to improve the levels of financial awareness of individuals has increased the importance of financial literacy. Financial literacy is an issue which concerns all sections of society, thus also university students closely. The component parts of financial literacy can be discussed in the framework of financial knowledge, financial attitude and financial behavior. In this context, the main goal of this study is to examine the financial literacy which plays an important role for university students in a theoretical way and to investigate the financial knowledge, attitudes and behaviors of the students of Faculty of Economics and Administrative Sciences at Nev?ehir Hac? Bekta? Veli University. Financial literacy level was attempted to determine by frequency – percentage distribution. The correlation between demographic characteristics and financial knowledge, financial attitude, financial behavior; and the correlation between the components of financial literacy were examined by chi-square independence test. From the results of the performed analysis, some of the main findings are that there is a correlation between financial attitudes and financial behaviors; and students show favorable behaviors and attitudes but their financial knowledge is not at desired levels.

Announcements

You can send your paper at https://www.scholarscentral.org/submissions/international-social-research.html

  • The Journal of International Social Research / Uluslararası Sosyal Araştırmalar Dergisi ISSN: 1307-9581, an international, peer-reviewed, on the web publication, from 2007 will be issued least four times annualy.
  • Our journal is an independent academic publication based on research in social sciences, contributing to its field and trying to publish scientific articles that will bring innovation to the original and social sciences.
  • The journal has got an international editorial board and referee board, mainly embodied from the each individually professional on the social research fields.
  • Uluslararası Sosyal Araştırmalar Dergisi / The Journal of International Social Research became a member of Cross Reff since 2014 and started to assign DOI numbers to the articles. image
Google Scholar citation report
Citations : 27

The Journal of International Social Research received 27 citations as per Google Scholar report

The Journal of International Social Research peer review process verified by publons
Get the App