Author(s): Bahad?r ERGN, Arzu SAHIN, Erhan ERGIN

Financial literacy which can be defined as the ability of evaluating income, savings and investments and managing the budgets of individuals, has a vital importance for either local and global economy in the light of the knowledge about the complex financial decision making process and the impacts of this decisions to the economic system. The aim of this paper is to determine the financial literacy levels of the student and to present the relation between the financial literacy and individuals’ demographic characteristics through chi-square independency test with the help of the data derived from a survey conducted to the department of business administration students. In conclusion it is observed that the students are only basic level financially literate; the basic inflation knowledge varies by the gender, daytime-evening education situation and monthly average household income; the knowledge about the basic function of stock market varies by the gender factor; the knowledge about the effects of the fluctuations to the bond prices varies bythe daytimeevening education situation; the knowledge about the stock diversification varies by the gender factor and finally the asset diversification knowledge varies by the monthly average household incomes of students.


You can send your paper at

  • The Journal of International Social Research / Uluslararas覺 Sosyal Arat覺rmalar Dergisi ISSN: 1307-9581, an international, peer-reviewed, on the web publication, from 2007 will be issued least four times annualy.
  • Our journal is an independent academic publication based on research in social sciences, contributing to its field and trying to publish scientific articles that will bring innovation to the original and social sciences.
  • The journal has got an international editorial board and referee board, mainly embodied from the each individually professional on the social research fields.
  • Uluslararas覺 Sosyal Arat覺rmalar Dergisi / The Journal of International Social Research became a member of Cross Reff since 2014 and started to assign DOI numbers to the articles. image
Google scholar citation report
Citations : 27

The Journal of International Social Research received 27 citations as per google scholar report

The Journal of International Social Research peer review process verified by publons
Get the App